About Us

Who We Are

Communities of Faith Risk Retention Group is a senior living and continuing care general liability and professional liability reciprocal insurance company that is 100% owned by independent facilities.

Only qualified senior living and continuing care providers can become members of Communities of Faith. We strive to manage risks by being selective of our members and help them build safer communities. As a result, we don’t just protect their facilities with liability insurance; we also protect them by making their residents safer.

What We Do

Our mission is to stabilize the liability insurance costs and reduce risk through our structure as a risk retention group. Each member insured is also an owner and therefore active in the governance of the RRG. By sharing risk, our facilities also share in rewards: profits, equity growth and dividends.
Because we control costs, our premiums are competitive and not subject to market cycles. Also, we are able to credit members for their efforts to make patients safer and manage risk. Communities of Faith’s underwriting is equitable and our members are part of the process through committee participation.
We provide our senior living and continuing care facilities general and professional liability insurance with transparency and integrity. With active governance by owners/members, information sharing and ongoing education, we are building something that the commercial marketplace cannot offer.

This electronic information is published by Communities of Faith, a risk retention group, for educational purposes only and is not intended to be a solicitation or sale of insurance to any person not eligible for membership or in states where the risk retention group has not filed its registration as required by the federal Liability Risk Retention Act of 1986 (LRRA).  Risk retention groups operate under the federal Liability Risk Retention Act of 1986 and provide insurance for the common liability risk exposure of eligible group members.  Different state laws may apply.

Policies issues by a risk retention group may not be subject to all of the insurance laws and regulations of your state.  State insurance insolvency guaranty funds are not available for risk retention groups.  This electronic information is intended solely to provide general information and is not intended to constitute legal advice.  If legal advice is desired or needed, an attorney should be consulted.